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VA Loans

VA Home Loan

VA Loans are wonderful opportunities for America's Veterans. The process can be complex and intimidating. To speak with a VA Loan Specialist, call 877-990-4448 or contact via email here .

6-Steps in Arranging a VA Guaranteed Loan:

    • Talk to your inLoan VA Loan Specialist to get Pre-Approved for your VA Guaranteed Loan.
    • Work with your inLoan VA Loan Specialist to obtain your Certificate of Eligibility (COE).
    • Work with a REALTOR® who knows VA Guaranteed purchases, or an inLoan VA Approved REALTOR® to find your new home.
    • inLoan orders a Property Appraisal as directed by the VA.
    • The VA Appraiser issues a Certificate of Reasonable Value (CRV).

Requirements for a VA Loan:

1. You must be an eligible veteran who has Home Loan Entitlement available.

      • World War II (Sep 16, 1940 - Jul 25, 1947)
      • Korean Conflict (Jun 27, 1950 - Jan 31, 1995)
      • Vietnam Era (Aug 5, 1964 - May 7, 1975)
      • Persian Gulf (Aug 2, 1990 - Present) - Requires two (2) full years of service
      • Served continuous active duty for 90-days since 1990.
      • Guard/Reserve: Have served at least six (6) years.
      • Other conditions/restrictions may apply. Consult your inLoan VA Loan specialist for more details.

2. Having VA Entitlement (Eligibility) does not automatically qualify you for a VA Loan. You must meet income and credit requirements. For details, consult your inLoan VA Loan specialist by calling 877-990-4448 or them an email.

      • Must be an eligible veteran
      • Must have a Certificate of Eligibility (COE) or obtain one

3. The loan must be for the purchase, new construction, or refinance of a single-family, primary residence.

4. Eligible Properties:

      • Single Family Residence
      • Condominium or Town home
      • Manufactured home with lot

The InLoan VA Guaranteed Loan:

Here are some benefits of working with an InLoan VA Loan Specialist:

    • Our VA Loan Specialists all have a minimum of 10-years experience handling VA Loan financing.
    • No down payment required.
    • No Private Mortgage Insurance (VA Funding Fee may apply)
    • Origination Fees with an inLoan VA Guaranteed Loan is only 0.5%
    • If you work with an inLoan-Approved VA Agent, there are no out-of-pocket closing costs.

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More information

If you would like more detailed information about the VA Guaranteed Loan, you may request a VA Pamphlet 26-4 (VA-Guaranteed Home Loans for Veterans) at no cost to you. Speak personally with an inLoan VA Loan Specialist at 877-990-4448 or contact one via email here.

 
 
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